It’s not about what you need, it’s about what your family needs when you’re not here.

1 Million+

Families Helped

$150 Billion

Life Insurance Placed

$800 Million

Premium Sold

10,000+

Professional Agents

It’s not about what you need, it’s about what your family needs when you’re not here.

1 Million+

Families Helped

$150 Billion

Life Insurance Placed

$800 Million

Premium Sold

10,000+

Professional Agents

Kirsten Marie Johnson-Harding

Licensed & Regulated Broker

ABOUT ME

ABOUT ME

I am a licensed insurance broker with a strong focus on life insurance, annuities, and long-term financial planning. With nearly 20 years of experience as a business owner, I’ve built and led several successful ventures that have sharpened my expertise and deepened my understanding of what individuals and families need to protect their futures.

 I bring both professional insight and real-life perspective to my work. My clients value my honesty, personalized approach, and ability to make complex financial topics clear and manageable. Whether you’re looking to build generational wealth, secure retirement income, or protect your loved ones, I provide trusted guidance every step of the way.

Above all, I’m a proud and loving mother to three beautiful daughters and one very spoiled dog son. My family is my greatest motivation and the reason I’m so passionate about helping others build a secure foundation for theirs.

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WE GOT YOU COVERED

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Final Expense

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

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Indexed Universal Life

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

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Mortgage Protection

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.

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Fixed Indexed Annuities

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

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Licenses & Credentials

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